Prepare Your Family for What Comes Next

Rise Financial Services provides estate planning services to families in Lubbock, Texas.

You built something meaningful in Lubbock, whether that includes real estate, a business, or savings meant to support your children and grandchildren. Estate planning with Rise Financial Services helps you decide who receives those assets, when they receive them, and how the transfer happens with the least possible confusion or conflict. Families across Lubbock work with us to organize their financial lives in ways that reflect their values and reduce the burden on those they leave behind.

We coordinate estate planning with your existing retirement accounts and wealth management strategy so nothing sits in isolation. If you own a family business or hold multi-generational assets common in West Texas, we address those considerations directly. Our process emphasizes clarity and organization, ensuring your heirs understand what you intend and why. We encourage clients to begin these conversations early, long before a crisis forces rushed decisions.

If you are ready to organize your estate with a team familiar with Lubbock families, contact Rise Financial Services to schedule a planning session.

We Build Plans Around What You Own

Your planning session in Lubbock starts with a review of your current assets, including retirement accounts, real estate, business interests, and personal property. We map out who inherits what, identify potential tax implications, and recommend structures that protect beneficiaries from unnecessary delays. You walk away with a written summary that outlines your wishes and the steps needed to implement them.

After your estate plan is in place, your family will know exactly where to find account information, who to contact, and what decisions you made in advance. This reduces confusion during an already difficult time and helps avoid disputes that can fracture relationships. Your heirs receive what you intended without navigating probate complexities alone.

We revisit your plan as your situation changes, whether that means updating beneficiaries after a marriage, adjusting for new grandchildren, or responding to shifts in business ownership. Estate planning is not a single event but an ongoing part of managing your financial life. Our role is to ensure your documents stay aligned with your goals and your family's needs as both continue to shift.

You Likely Have Questions Before We Start

Clients often come to us with similar concerns about how estate planning actually works, what it costs, and how long it takes to complete. The questions below address the most common points we hear from families in Lubbock.

What does estate planning actually include?
Estate planning includes deciding who inherits your assets, naming guardians for minor children, designating beneficiaries on accounts, and organizing documents so your family knows where everything is. We also coordinate with your retirement and wealth management plans to ensure consistency across all financial areas.
How long does it take to finish an estate plan?
Most clients complete their initial plan within two to four weeks, depending on how quickly they gather documents and make decisions about beneficiaries and asset distribution. We schedule follow-up reviews annually or when major life changes occur.
Why should I start estate planning before retirement?
Starting early gives you time to make thoughtful decisions without pressure, update your plan as your family grows, and address business succession issues if you own a company. Waiting until a health crisis forces the conversation often leads to rushed choices that do not reflect your full intentions.
What happens if I own a business in Lubbock?
We look at succession options, ownership transfer strategies, and ways to separate business assets from personal wealth so your heirs are not forced to manage or liquidate a company they do not understand. Business ownership adds complexity, and we address that directly in your plan.
How often should I update my estate plan?
You should review your plan whenever you experience a major life event such as marriage, divorce, the birth of a child, or the sale of property. We recommend at least one formal review every three years even if nothing changes, just to confirm your documents still match your goals.

Rise Financial Services works with families throughout Lubbock and surrounding West Texas communities to build estate plans that reduce uncertainty and protect what you worked for. If you are ready to organize your assets and clarify your intentions for the people who matter most, get in touch with our team to begin the planning process.